Bhagavad Gita · Chapter 5: Renunciation in Action

Bhagavad Gita 5.15

nādatte kasyacitpāpaṃ na caiva sukṛtaṃ vibhuḥ | ajñānenāvṛtaṃ jñānaṃ tena muhyanti jantavaḥ ||

The all-pervading one does not take on anyone's sin, nor anyone's merit. Knowledge is covered by ignorance, and that is why creatures are deluded.

Modern context

The divine does not keep anyone's accounts, and takes on neither the faults nor the merits of any being. The trouble lies elsewhere. Our natural clarity is covered by ignorance, and so we are confused. This makes the human problem one of not seeing, more than one of guilt or debt. A problem of not seeing has a remedy that everyone can reach, which is to learn to see.